Entrifix / Borrowing
EMI Calculator
Plan your monthly instalment and see the full cost of your loan.
Your numbers
₹
0 ₹1,00,00,000 ₹
%
0 %50 %
years
1 years40 years
No sign-in required. Your inputs are not saved.
Monthly EMI
₹20,517
Loan split
- Principal amount
- ₹10,00,000
- Total interest
- ₹2,30,992
- Total repayment
- ₹12,30,992
Illustrative estimate. Fixed reducing-balance rate, monthly instalments. Processing fees, insurance and prepayments are excluded.
Your repayment timeline
| Year | Principal repaid | Interest paid | Balance |
|---|---|---|---|
| 1 | ₹1,67,629 | ₹78,569 | ₹8,32,371 |
| 2 | ₹1,82,446 | ₹63,752 | ₹6,49,925 |
| 3 | ₹1,98,573 | ₹47,626 | ₹4,51,352 |
| 4 | ₹2,16,125 | ₹30,074 | ₹2,35,228 |
| 5 | ₹2,35,228 | ₹10,970 | ₹0 |
How the estimate works
EMI = P × r × (1 + r)ⁿ ÷ ((1 + r)ⁿ − 1). P is principal, r is the monthly rate, and n is the number of instalments.
Fixed reducing-balance rate, monthly instalments. Processing fees, insurance and prepayments are excluded.
Less calculating. More getting things done.
Turn bank statements into Tally-ready vouchers with Entrifix.
Explore more calculators
View allReducing Interest Rate CalculatorFD CalculatorSIP CalculatorGST CalculatorMutual Fund Return CalculatorCapital Gain CalculatorProfit Margin CalculatorBusiness Loan CalculatorRD CalculatorDepreciation CalculatorReverse GST CalculatorCAGR CalculatorPIN to PIN Distance CalculatorROI CalculatorHRA Calculator